Empréstimo pra negativados Caixa Tem: quem pode contratar?

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[{"selector":"#anim-d881c6f3-12bb-4fc2-b8e8-b8bdc0695c60","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-a8c720ef-b938-4d17-abd3-9a5add6f97f2","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] Em março, a Caixa lançou o Sim Digital, nova modalidade de empréstimo que vem ganhando a atenção de negativados. A seguir, você vai descobrir quem pode contratá-lo!

[{"selector":"#anim-553b46ad-044f-4cbf-8459-0a0ec66f1277","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-743a38d4-c514-415f-8555-c6dfd97135e2","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-5f67da43-bfaa-4bc8-abfa-52b7aec476d7","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-41b1525f-51f5-400f-b3bf-93de792cd5a3","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-3c9d1d1c-cec6-4dec-9271-a2f407887927 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-28.200301072539546%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":1000,"fill":"both"}] [{"selector":"#anim-f1903bf7-6a78-4556-b8d7-e76a9fe09a6f","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1000,"fill":"forwards"}] Sim! Porém, esse crédito é voltado para quem está interessado em atuar como trabalhador autônomo ou que deseja empreender. É importante deixar isso claro no momento da contratação. Pessoas físicas podem contratar?

[{"selector":"#anim-cc443461-0eed-4fe8-b1c0-c5c839bf7c55","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-807d5953-3fc2-454d-8ffe-606bfd28d528","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-becef906-b814-4077-a437-72e698d48ccf [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-29.668674575425484%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":1000,"fill":"both"}] [{"selector":"#anim-84a3ea16-6333-40fe-8538-e8e7caf8a6f1","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-fe0ad5a9-857e-402f-9226-a722ff0bf5ca","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-85524008-ad2e-45e8-823f-c764757bab7f","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1000,"fill":"forwards"}] Sem dúvidas! Porém, é preciso ter no mínimo 12 meses de atividade ou constituição para ter o microcrédito do Caixa Tem aprovado. Microempreendedor individual pode contratar?

[{"selector":"#anim-9ff17649-2867-4ecb-aede-90f83d562218","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-11c4e6e2-b7d2-41ca-bba2-640ffa5ff9d9","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-b2fbb446-446a-44b4-84b2-81a2d06cc1c7","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-ce2e2d78-6f6c-43a3-8356-fb24ce623df6","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-2a251aaf-0db1-4901-a275-d93b65bb31a1","keyframes":{"transform":["translate3d(-100%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-68cf53fd-00d4-4c34-878a-2375d3978fa0","keyframes":{"transform":["translate3d(96.40152%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-20660e62-d42c-4854-8b23-0c857c4e81c9","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-b624dfb8-f0b0-48e8-96fb-9a0790679c41","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-4ff99fad-abcb-40df-b503-d4d178ee0e7e","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1000,"fill":"forwards"}] Neste mês, o governo volta a pagar o Vale-Gás a milhares de famílias. Arraste para cima e veja 5 coisas que você precisa saber sobre o pagamento de abril! Que tal um Vale-Gás? Ou continue arrastando para o lado ->>>>>>>>>>

[{"selector":"#anim-77f57e8c-95cf-404c-a83c-fb655cab0d4a","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-bfcdc790-f9e0-4058-a929-7ac5daef7bad","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-54971acb-715a-4609-b67d-94ddd1e8ac8e","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-7cf180a5-30a6-4118-86b2-022d3e9bcacf","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-d0b5e002-e226-4bba-9ccb-102ee2a16ab0","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1000,"fill":"forwards"}] Pessoas que estavam com dívidas acima de R$ 3.000 em 31 de janeiro de 2022 não podem contratar o novo empréstimo do Caixa Tem. Quem NÃO pode contratar de jeito nenhum?

[{"selector":"#anim-08d9f797-213f-429b-8050-5312ef78c908","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-be193d83-0e17-4af0-92cb-6e973fb18129","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-f9dbfdc9-12ef-4c5c-b91c-253974f872c8","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-4304f7bd-c594-4011-843b-49b1f698ed0e","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-db47407e-0363-4249-b1f6-fb1f427eefa8","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1000,"fill":"forwards"}] Pessoas físicas podem contratar de R$ 300 a R$ 1.000, com taxas de juros entre 1,95% e 3,60%. Já MEIs podem contratar de R$ 1.000 a R$ 3.000, com taxas de juros entre 1,99% e 3,60%. Até quanto posso contratar?

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[{"selector":"#anim-c636c0c4-2a72-47fe-ba18-81a1e939422e","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-1390f686-5e54-47bb-9416-668e87659dc3","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-9dbe50f5-da25-4112-af61-d8aa580f1d86","keyframes":{"transform":["translate3d(0px, 150px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"direction":"normal","duration":1400,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] [{"selector":"#anim-a4635e7f-1a2c-4840-81e0-447271f2ac06","keyframes":{"opacity":[0,1]},"delay":750,"direction":"normal","duration":300,"easing":"linear","fill":"both"}] [{"selector":"#anim-914663a5-01d5-4b0b-b126-50298868fd7b","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1000,"fill":"forwards"}] Pessoas físicas podem contratar diretamente pelo aplicativo do Caixa Tem. Já MEIs devem se dirigir até uma agência da Caixa ou preencher um formulário de interesse online. Por onde contratar esse empréstimo?

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